American Health Care Act: What Won’t Change

The bills that make up the American Health Care Act, or AHCA, were primarily focused on what changes would be made to existing ACA rules. Items that would not change under the proposal are:

Pre-existing Conditions

The ACA mandate prohibiting insurers from denying or charging more for coverage to patients with pre-existing conditions would be preserved.

Coverage for Adult Children

The AHCA would preserve the ACA’s rule allowing young adult dependents to remain on their parents’ plans until they are 26.

Cost-sharing Limits

Out-of-pocket maximum limits imposed on non-grandfathered plans by the ACA would continue to apply. These limits are currently $7,150 for single and $14,300 for family coverage.

Annual and Lifetime Limits

The AHCA would retain the prohibition on annual and lifetime limits on essential health benefits.

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